🏦

Babu Loans

Micro-loans, SME financing, education loans, salary advances. Based on your Babu Trust Score. Instant approval.

+20 🐾 per loan milestone · On-time repayment builds Trust Score

📊 Quick Loan Calculator

Amount (GEL)

₾5,000

Term (months)

12 months

Monthly

₾467

Total

₾5,604

Interest

₾604

Products

2min

Approval

Min Rate

₾50K

Max Loan

⚡

Instant Micro-Loan

Instant🔥 Popular

Emergency cash. Approved in 2 minutes. No documents needed for Babu Trust Score 70+.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

100-2,000 GEL

Rate

0.5%/day

Term

7-30 days

🏢

SME Business Loan

Partners

For Babu partner businesses. Equipment, inventory, expansion. Odoo P&L based approval.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

5,000-50,000 GEL

Rate

12% APR

Term

6-36 months

🎓

Education Loan

Student🔥 Popular

University, bootcamps, certifications. Pay after graduation. Income-share option available.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

2,000-15,000 GEL

Rate

8% APR

Term

12-48 months

🌾

Agricultural Loan

Farmers

Seeds, equipment, livestock. Seasonal repayment aligned with harvest cycles.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

1,000-20,000 GEL

Rate

10% APR

Term

3-24 months

💰

Salary Advance

Free 1st🔥 Popular

Get paid early. Free for first advance. Linked to employer payroll via Odoo.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

200-1,500 GEL

Rate

Free (1st)

Term

Until payday

🤝

Refer a Co-Signer → Both Earn 50 🐾

Add a trusted co-signer to unlock better rates — they earn 50 Paws for vouching

+50 🐾

🏆

Repayment Hero: 12 On-Time Payments

Pay on time for 12 months → 600 🐾 + Credit Champion badge + rate reduction

⚠️ Borrow responsibly. All loans are subject to credit assessment. APR may vary based on your Trust Score. Licensed by the National Bank of Georgia.

🛡️

Smart Babu Escrow Protected

All transactions secured · 0.5% fee · Dispute resolution included

→

🏦

Babu Loans

Micro-loans, SME financing, education loans, salary advances. Based on your Babu Trust Score. Instant approval.

+20 🐾 per loan milestone · On-time repayment builds Trust Score

📊 Quick Loan Calculator

Amount (GEL)

₾5,000

Term (months)

12 months

Monthly

₾467

Total

₾5,604

Interest

₾604

Products

2min

Approval

Min Rate

₾50K

Max Loan

⚡

Instant Micro-Loan

Instant🔥 Popular

Emergency cash. Approved in 2 minutes. No documents needed for Babu Trust Score 70+.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

100-2,000 GEL

Rate

0.5%/day

Term

7-30 days

🏢

SME Business Loan

Partners

For Babu partner businesses. Equipment, inventory, expansion. Odoo P&L based approval.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

5,000-50,000 GEL

Rate

12% APR

Term

6-36 months

🎓

Education Loan

Student🔥 Popular

University, bootcamps, certifications. Pay after graduation. Income-share option available.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

2,000-15,000 GEL

Rate

8% APR

Term

12-48 months

🌾

Agricultural Loan

Farmers

Seeds, equipment, livestock. Seasonal repayment aligned with harvest cycles.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

1,000-20,000 GEL

Rate

10% APR

Term

3-24 months

💰

Salary Advance

Free 1st🔥 Popular

Get paid early. Free for first advance. Linked to employer payroll via Odoo.

+20 🐾 for on-time repayment · Builds Trust Score

Amount

200-1,500 GEL

Rate

Free (1st)

Term

Until payday

🤝

Refer a Co-Signer → Both Earn 50 🐾

Add a trusted co-signer to unlock better rates — they earn 50 Paws for vouching

+50 🐾

🏆

Repayment Hero: 12 On-Time Payments

Pay on time for 12 months → 600 🐾 + Credit Champion badge + rate reduction

⚠️ Borrow responsibly. All loans are subject to credit assessment. APR may vary based on your Trust Score. Licensed by the National Bank of Georgia.

🛡️

Smart Babu Escrow Protected

All transactions secured · 0.5% fee · Dispute resolution included

→